Monday, 21 October 2019

Is Malaysia’s Tax System Appalling?



M.Shanmugam of The Star (12 Oct 2019) was of the view that the state of the tax system is appalling. According to his report 62.4% or 780,742 companies are registered with the IRB. This is out of a total 1.25 million companies. But had he discounted the dormant and defunct ones?

On personal income tax, only 16.5% or less than 2.5 million people are subjected to tax (out of 15 million in the work force).

Malaysia’s tax revenue is 13.8% of GDP, compared to South Korea (17.4%) and 14.2% for Singapore and Thailand. We are above Indonesia which is only at 3.4% of GDP.

Hence, the argument for GST. But there is no marked difference, on average, between GST and SST collected. Around RM30 billion collected each year.

What is a fair system? Opinions about a good tax system will vary but five conditions are key:

(i) equity; everybody should pay a fair share of taxes. Horizontal equity means taxpayers in similar financial condition should pay similar amounts in taxes. Vertical equity suggests taxpayers who are better off pay at least the same proportion as those who are less well off. Vertical equity requires classifying taxes as regressive, proportional or progressive – A sales tax could be viewed as regressive as lower income people pay a higher share of their incomes for essential items. Proportional is like property taxes while progressive is higher income people can afford and should be expected to meet their share for public services. So the Democrats in the U.S., like Alexandria Ocasio-Cortez are for 70% tax rate for higher income individuals or corporates.

(ii) adequacy; taxes levied must provide enough revenue to meet basic needs of society.

(iii) simplicity; this reduces costs of compliance.

(iv) transparency; information on the tax system is easily available and how tax revenue is used to fund the system. Details on who pays and who benefits are other aspects of transparency.

(v) administrative ease; tax system is not complicated or costly for taxpayers to comply. This should be small in relation to amount collected.

The recent Budget 2020 was not impressive on this area. It only had an increase of tax rate of 28% to 30% for individuals earning RM2 million or more in a year. The Finance Minister could have improved the graduated scale for corporates and individuals. It is pointless to “race to the bottom” on corporate taxes with the likes of Hong Kong or Singapore. And again, the informal and “gig” economy were not accounted for. Perhaps, he could review taxes with an expert panel (or commission) before suggesting any new ones.


Reference:

1. The appalling state of the tax system, 12 Oct 2019, The Star
2. Characteristics of an Effective Tax System, Oklahoma Policy Institute, https://okpolicy.org


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