Wednesday, 17 July 2019

Sustainable Finance: Potential to Grow in Asia



People are paying more and more attention to environmental issues. Businesses’ performance is not only evaluated based on their financial returns but their social responsibilities as well. These include environmental, social and governance (ESG) investing, also known as “sustainable investing”.

Therefore, sustainable finance is introduced to reconcile economic performance with social and environmental benefits, and it is growing fast now!

According to FSG report ‘Financing the Future of Asia’, in the U.S., total assets under management (AUM) under ESG strategies have grown almost four-fold in eight years, from around $3 trillion in 2010 to $11.6 trillion in 2018. Green bonds as well, posted strong growth in recent years. More new products are being introduced to the market. For instance, the BlackRock iShares Global Green Bond ETF, and the Planet Emerging Green One fund by the International Finance Corporation (IFC) and Amundi, is expected to deploy some $2 billion in emerging markets.

Asia has made remarkable economic progress in recent decades. Living standards in Asia has improved and poverty has been reduced across the continent. However, this kind of resource-intensive growth will bring negative impact to sustainability. The United Nations estimates that the GDP of the Asia-Pacific region could decline by 3.3 percent from current levels by 2050 if countries do not abandon their business-as-usual approach to growth.

Despite having great opportunity for sustainable finance to grow, Asia has yet to realize its full potential.


Total AUM under ESG integration strategies in Asia was far lower than the U.S. and Europe in 2016. In fact, 83% of Asian ESG AUM was contributed by Japan, showing a wider gap between other Asian countries and the most advanced ESG markets.

The figure above shows the top 10 countries by Cumulative Green Bond Issuance, March 2018 ($ Billion). Among the top 10 countries, only two of them are from Asia.

China, the second largest economy in the world is putting a lot of effort to promote sustainable economy. The Chinese government is taking a number of measures to attract foreign capital to its green bond market. For example, harmonizing domestic green bond guidelines with international ones to improve foreign investor confidence, or issuing green bonds on international exchanges through state-owned banks.

India’s green bond market is the second largest in Asia. Both issuers and capital providers have demonstrated high interest in India’s green bond market. Oversubscriptions often happen in the bond market: at least 10 green bonds from a total of 33 have been oversubscribed. Moreover, India is the largest impact venture investing market in Asia, with approximately $5.4 billion invested up to 2015. Most of the investors adopted a VC approach with 10-year closed-end funds. A model borrowed from the U.S. However, due to obstacles such as challenging environment or low awareness of products, enterprises in India often need longer time to develop and grow. This, however, may exceed the timeframe of a closed-end fund model.

In long term, financial returns cannot outrun social and environmental consequences. Sustainable finance in Asia is still in the early stages of development. Although uneven growth is spread across Asian economies, Asia still possesses great potential for sustainable finance to be developed and to catch up with the developed markets.


Reference:

Johan Thuard, Harvey Koh, Anand Agarwal & Riya Garg (2019), Financing the Future of Asia – Innovations in Sustainable Finance

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